/* ============================================================
   Apex Trust MFB - Homepage layout
   Desktop-primary, mobile-responsive. Applies ATMFB-DS-001 tokens.
   ============================================================ */

/* ====================== HEADER / NAV ====================== */
.hdr{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);
  border-bottom:1px solid transparent;transition:border-color var(--dur-base),box-shadow var(--dur-base);}
.hdr.scrolled{border-bottom-color:var(--grey-200);box-shadow:0 1px 0 rgba(11,15,20,.02);}
.hdr-row{display:flex;align-items:center;gap:24px;height:74px;}

/* brand lockup */
.brand{display:flex;align-items:center;gap:11px;flex-shrink:0;}
.brand-tile{width:40px;height:40px;background:var(--accent);border-radius:var(--r-btn);display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-tile);flex-shrink:0;}
.brand-tile svg{width:23px;height:23px;}
.brand-txt{display:flex;flex-direction:column;}
.brand-txt .nm{font-size:15px;font-weight:700;letter-spacing:.3px;line-height:1.05;color:var(--dark);}
.brand-txt .sb{font-size:9px;font-weight:600;color:var(--grey-500);letter-spacing:1.3px;text-transform:uppercase;margin-top:3px;white-space:nowrap;}

/* primary nav */
.nav{display:flex;align-items:center;gap:2px;margin:0 auto;}
.nav-item{position:relative;}
.nav-link{display:flex;align-items:center;gap:5px;padding:9px 12px;border-radius:var(--r-btn);font-size:14px;font-weight:600;color:var(--grey-700);cursor:pointer;transition:background var(--dur-fast),color var(--dur-fast);background:none;border:none;font-family:inherit;white-space:nowrap;}
.nav-link:hover,.nav-item.open .nav-link{background:var(--grey-100);color:var(--dark);}
.nav-link .caret{width:13px;height:13px;transition:transform var(--dur-base);color:var(--grey-400);}
.nav-item.open .nav-link .caret{transform:rotate(180deg);}

/* dropdown panel */
.dd{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(6px);
  background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);box-shadow:var(--shadow-modal);
  padding:10px;min-width:300px;opacity:0;visibility:hidden;pointer-events:none;transition:opacity var(--dur-base),transform var(--dur-base);z-index:70;}
.nav-item.open .dd{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0);}
.dd.wide{min-width:560px;}
.dd-grid{display:grid;gap:4px;}
.dd.wide .dd-grid{grid-template-columns:1fr 1fr;gap:6px;}
.dd-link{display:flex;align-items:flex-start;gap:12px;padding:11px 12px;border-radius:var(--r-tile);transition:background var(--dur-fast);}
.dd-link:hover{background:var(--grey-50);}
.dd-ico{width:34px;height:34px;border-radius:9px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.dd-ico svg{width:17px;height:17px;}
.dd-link .t{display:block;font-size:13.5px;font-weight:600;color:var(--dark);}
.dd-link .d{display:block;font-size:12px;color:var(--grey-500);margin-top:2px;line-height:1.4;}
.dd-foot{margin-top:8px;padding:11px 12px;border-top:1px solid var(--grey-150);display:flex;align-items:center;justify-content:space-between;gap:12px;}
.dd-foot .lab{font-size:12px;color:var(--grey-500);}
.dd-foot a{font-size:12.5px;font-weight:600;color:var(--orange-deep);display:inline-flex;align-items:center;gap:5px;}
.dd-foot a svg{width:13px;height:13px;}

/* header CTAs */
.hdr-cta{display:flex;align-items:center;gap:10px;flex-shrink:0;}
.hamburger{display:none;width:42px;height:42px;border-radius:var(--r-btn);border:1px solid var(--grey-200);background:#fff;align-items:center;justify-content:center;cursor:pointer;}
.hamburger svg{width:20px;height:20px;color:var(--dark);}

/* mobile drawer */
.scrim{position:fixed;inset:0;background:rgba(11,15,20,.4);backdrop-filter:blur(2px);z-index:90;opacity:0;visibility:hidden;transition:opacity var(--dur-base);}
.scrim.show{opacity:1;visibility:visible;}
.drawer{position:fixed;top:0;right:0;height:100dvh;width:min(380px,86vw);background:#fff;z-index:100;
  transform:translateX(100%);transition:transform .28s var(--ease-out);display:flex;flex-direction:column;box-shadow:var(--shadow-modal);}
.drawer.open{transform:translateX(0);}
.drawer-top{display:flex;align-items:center;justify-content:space-between;padding:18px 20px;border-bottom:1px solid var(--grey-150);}
.drawer-close{width:40px;height:40px;border-radius:var(--r-btn);border:1px solid var(--grey-200);background:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;}
.drawer-close svg{width:18px;height:18px;}
.drawer-body{flex:1;overflow-y:auto;padding:12px 14px 24px;}
.drawer-grp{border-bottom:1px solid var(--grey-150);}
.drawer-acc{width:100%;display:flex;align-items:center;justify-content:space-between;padding:15px 8px;font-size:16px;font-weight:600;color:var(--dark);background:none;border:none;cursor:pointer;font-family:inherit;}
.drawer-acc svg{width:18px;height:18px;color:var(--grey-400);transition:transform var(--dur-base);}
.drawer-acc.open svg{transform:rotate(180deg);}
.drawer-sub{overflow:hidden;max-height:0;transition:max-height var(--dur-base) var(--ease-out);}
.drawer-sub.open{max-height:480px;}
.drawer-sub a{display:block;padding:13px 8px 13px 16px;font-size:14.5px;color:var(--grey-600);border-left:2px solid var(--grey-200);margin-left:8px;}
.drawer-sub a:hover{color:var(--accent);border-left-color:var(--accent);}
.drawer-foot{padding:18px 20px;border-top:1px solid var(--grey-150);display:grid;gap:10px;}

/* ====================== HERO ====================== */
.hero{position:relative;}
.hero-eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-mono);font-size:12.5px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--orange-deep);}
.hero-eyebrow::before{content:"";width:22px;height:2px;background:var(--orange-deep);border-radius:2px;}
.hero h1{font-weight:700;letter-spacing:-1.8px;line-height:1.02;color:var(--dark);}
.hero .sub{font-size:18px;line-height:1.6;color:var(--grey-600);}
.hero-cta{display:flex;flex-wrap:wrap;gap:13px;}
.hero-assure{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--grey-500);}
.hero-assure svg{width:16px;height:16px;color:var(--green);flex-shrink:0;}

/* --- Variant A: split (default) --- */
.hero.v-split .shell{display:grid;grid-template-columns:1.02fr .98fr;gap:60px;align-items:center;padding-top:64px;padding-bottom:64px;}
.hero.v-split h1{font-size:56px;}
.hero.v-split .hero-copy{display:flex;flex-direction:column;gap:24px;align-items:flex-start;}
.hero.v-split .hero-media{position:relative;}
.hero.v-split .imgph{aspect-ratio:4/5;border-radius:var(--r-modal);box-shadow:var(--shadow-lift);}
.hero.v-split .float-card{position:absolute;left:-28px;bottom:34px;background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);box-shadow:var(--shadow-modal);padding:14px 16px;display:flex;align-items:center;gap:12px;max-width:240px;}
.hero.v-split .float-card .fc-ic{width:40px;height:40px;border-radius:11px;background:var(--green-tint);color:var(--green);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.hero.v-split .float-card .fc-ic svg{width:20px;height:20px;}
.hero.v-split .float-card .ft{font-size:13px;font-weight:700;color:var(--dark);}
.hero.v-split .float-card .fd{font-size:11.5px;color:var(--grey-500);margin-top:1px;line-height:1.35;}

/* --- Variant B: full-bleed image with overlay --- */
.hero.v-bleed{padding:0;}
.hero.v-bleed .hero-stage{position:relative;min-height:600px;display:flex;align-items:flex-end;overflow:hidden;}
.hero.v-bleed .imgph{position:absolute;inset:0;border:none;border-radius:0;}
.hero.v-bleed .imgph .imgph-tag{position:absolute;top:16px;left:16px;width:auto;border:1px solid rgba(255,255,255,.18);border-radius:var(--r-badge);}
.hero.v-bleed .scrim-grad{position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,15,20,.86) 0%,rgba(11,15,20,.66) 42%,rgba(11,15,20,.18) 100%);}
.hero.v-bleed .hero-copy{position:relative;display:flex;flex-direction:column;gap:22px;align-items:flex-start;padding:0 0 72px;max-width:620px;}
.hero.v-bleed .hero-eyebrow{color:#FDBE93;}
.hero.v-bleed .hero-eyebrow::before{background:#FDBE93;}
.hero.v-bleed h1{font-size:60px;color:#fff;}
.hero.v-bleed .sub{color:rgba(255,255,255,.82);font-size:18.5px;max-width:30ch;}
.hero.v-bleed .hero-assure{color:rgba(255,255,255,.7);}

/* --- Variant C: editorial / asymmetric --- */
.hero.v-editorial{background:var(--grey-50);border-bottom:1px solid var(--grey-200);}
.hero.v-editorial .shell{padding-top:60px;padding-bottom:0;}
.hero.v-editorial .ed-head{max-width:18ch;}
.hero.v-editorial h1{font-size:72px;letter-spacing:-2.6px;}
.hero.v-editorial h1 .hl{color:var(--accent);}
.hero.v-editorial .ed-grid{display:grid;grid-template-columns:1fr 1.25fr;gap:48px;align-items:end;margin-top:36px;}
.hero.v-editorial .ed-left{display:flex;flex-direction:column;gap:22px;padding-bottom:52px;align-items:flex-start;}
.hero.v-editorial .ed-media{position:relative;}
.hero.v-editorial .imgph{aspect-ratio:16/11;border-radius:var(--r-modal) var(--r-modal) 0 0;box-shadow:var(--shadow-lift);}
.hero.v-editorial .ed-stats{position:absolute;top:28px;right:-14px;background:var(--dark);color:#fff;border-radius:var(--r-card);padding:18px 20px;box-shadow:var(--shadow-modal);display:grid;gap:14px;}
.hero.v-editorial .ed-stats .es .n{font-family:var(--font-mono);font-size:24px;font-weight:700;letter-spacing:-.5px;}
.hero.v-editorial .ed-stats .es .l{font-size:11px;color:var(--grey-400);text-transform:uppercase;letter-spacing:.8px;margin-top:2px;}
.hero.v-editorial .ed-stats .es .n .u{color:var(--accent);}

/* entrance animation (gated to active + motion ok) */
@media (prefers-reduced-motion:no-preference){
  .hero-copy>*,.hero .ed-head,.hero .ed-left>*{opacity:0;transform:translateY(14px);animation:heroIn .6s var(--ease-out) forwards;}
  .hero-copy>*:nth-child(2){animation-delay:.06s;} .hero-copy>*:nth-child(3){animation-delay:.12s;}
  .hero-copy>*:nth-child(4){animation-delay:.18s;} .hero-copy>*:nth-child(5){animation-delay:.24s;}
  .hero .hero-media,.hero .ed-media{opacity:0;animation:heroIn .7s var(--ease-out) .12s forwards;}
}
@keyframes heroIn{to{opacity:1;transform:none;}}

/* Safety net: if entrance animations never tick (paused/offscreen tabs, print,
   export, screenshot harnesses), force every animated element to its visible
   resting state so content is NEVER stuck hidden. Added by JS shortly after load. */
.anim-safe .hero-copy>*,
.anim-safe .hero .ed-head,
.anim-safe .hero .ed-left>*,
.anim-safe .hero .hero-media,
.anim-safe .hero .ed-media,
.anim-safe .reveal{opacity:1 !important;transform:none !important;animation:none !important;transition:none !important;}

/* Print/PDF: never rely on JS - force all entrance states to visible instantly. */
@media print{
  .hero-copy>*,.hero .ed-head,.hero .ed-left>*,.hero .hero-media,.hero .ed-media,.reveal{
    opacity:1 !important;transform:none !important;animation:none !important;transition:none !important;}
  .cookie{display:none !important;}
}

/* ====================== TRUST BAR ====================== */
.trust{background:var(--dark);color:#fff;}
.trust .shell{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;padding:16px 28px;}
.trust-item{display:flex;align-items:center;gap:10px;font-size:13px;}
.trust-item .ti-ic{width:30px;height:30px;border-radius:8px;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.trust-item .ti-ic svg{width:16px;height:16px;color:#FDBE93;}
.trust-item .tt{display:block;font-weight:700;}
.trust-item .td{display:block;color:var(--grey-400);font-size:12px;margin-top:2px;}
.trust-item .td .mono{color:#fff;}
.trust-sep{width:1px;height:26px;background:rgba(255,255,255,.12);}

/* licensed-by / insured-by lockup (matches official-logo reference) */
.lic-inner{flex-direction:column;align-items:center;gap:15px;padding:24px 28px !important;}
.lic-line{display:flex;align-items:center;gap:20px;flex-wrap:wrap;justify-content:center;}
.lic-pair{display:flex;align-items:center;gap:14px;flex-wrap:wrap;justify-content:center;}
.lic-div{width:1px;height:48px;background:rgba(255,255,255,.22);}
.lic-txt{font-size:20px;font-weight:500;color:#fff;letter-spacing:-.2px;}
.lic-logo{display:inline-block;vertical-align:middle;background:#fff;border-radius:10px;object-fit:contain;}
.lic-cbn{width:56px;height:56px;padding:5px;}
.lic-ndic{width:176px;height:56px;padding:9px 14px;}
.lic-sub{display:flex;align-items:center;gap:12px;flex-wrap:wrap;justify-content:center;font-size:12.5px;color:var(--grey-400);}
.lic-sub .shieldwrap{display:inline-flex;align-items:center;gap:7px;}
.lic-sub .shieldwrap svg{width:14px;height:14px;color:#6EE7B7;}
.lic-sub .mono{color:#fff;}
.lic-sub .dot{color:rgba(255,255,255,.3);}

/* NDPA compliance seal (our own trust mark) */
.ndpa-mark{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;gap:1px;
  width:56px;height:56px;border-radius:12px;flex-shrink:0;color:#fff;
  background:linear-gradient(135deg,#0B7A4B,#059669);box-shadow:inset 0 0 0 1px rgba(255,255,255,.18);}
.ndpa-mark svg{width:21px;height:21px;}
.ndpa-mark .nm{font-size:8.5px;font-weight:800;letter-spacing:1px;}
.ndpa-mark.inline{width:26px;height:26px;border-radius:7px;gap:0;}
.ndpa-mark.inline svg{width:14px;height:14px;}
.ndpa-mark.inline .nm{display:none;}
@media (max-width:680px){
  .lic-txt{font-size:16px;}
  .lic-line{gap:13px;}
  .lic-div{display:none;}
}
@media (max-width:480px){
  .lic-line{flex-direction:column;gap:14px;}
  .lic-pair{gap:10px;}
  .lic-txt{font-size:14.5px;}
}

/* ====================== SECTION SCAFFOLD ====================== */
.sec{padding:104px 0;}
.sec.tint{background:var(--grey-50);border-top:1px solid var(--grey-150);border-bottom:1px solid var(--grey-150);}
.sec-head{max-width:620px;margin:0 auto 60px;text-align:center;}
.sec-head.left{margin-left:0;text-align:left;}
.sec-head .kick{margin-bottom:14px;display:block;}
.sec-head h2{font-size:38px;font-weight:700;letter-spacing:-1px;color:var(--dark);line-height:1.08;}
.sec-head p{font-size:16.5px;line-height:1.6;color:var(--grey-600);margin-top:16px;}
.sec-head-row{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:46px;}
.sec-head-row .sh-l{max-width:60ch;}
.sec-head-row h2{font-size:36px;font-weight:700;letter-spacing:-1px;line-height:1.1;}
.sec-head-row p{font-size:16px;color:var(--grey-600);margin-top:12px;line-height:1.6;}
.viewall{display:inline-flex;align-items:center;gap:7px;font-size:14px;font-weight:600;color:var(--orange-deep);flex-shrink:0;white-space:nowrap;}
.viewall svg{width:15px;height:15px;transition:transform var(--dur-base);}
.viewall:hover svg{transform:translateX(3px);}

/* reveal on scroll */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s var(--ease-out),transform .6s var(--ease-out);}
.reveal.in{opacity:1;transform:none;}

/* ====================== PRODUCTS ====================== */
.prod-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
.prod-card{padding:26px 24px 22px;display:flex;flex-direction:column;gap:16px;transition:transform var(--dur-base),box-shadow var(--dur-base),border-color var(--dur-base);background:#fff;}
.prod-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lift);border-color:var(--grey-300);}
.prod-card h3{font-size:18px;font-weight:700;letter-spacing:-.3px;}
.prod-card p{font-size:14px;color:var(--grey-600);line-height:1.55;flex:1;}
.prod-card .learn{display:inline-flex;align-items:center;gap:6px;font-size:13.5px;font-weight:600;color:var(--orange-deep);margin-top:2px;}
.prod-card .learn svg{width:14px;height:14px;transition:transform var(--dur-base);}
.prod-card:hover .learn svg{transform:translateX(3px);}

/* ====================== DIGITAL TEASER ====================== */
.digital{background:linear-gradient(135deg,#0B0F14 0%,#161B22 100%);color:#fff;border-radius:var(--r-modal);overflow:hidden;position:relative;
  background-image:
    repeating-linear-gradient(45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px),
    repeating-linear-gradient(-45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px),
    linear-gradient(135deg,#0B0F14 0%,#161B22 100%);}
.digital::after{content:"";position:absolute;top:-120px;right:-80px;width:420px;height:420px;background:radial-gradient(circle,rgba(229,98,30,.32),transparent 66%);pointer-events:none;}
.digital-in{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding:56px 56px 56px 60px;position:relative;}
.digital .kick{color:#FDBE93;margin-bottom:16px;display:block;}
.digital h2{font-size:38px;font-weight:700;letter-spacing:-1px;line-height:1.08;}
.digital p{font-size:16.5px;color:rgba(255,255,255,.78);line-height:1.6;margin-top:16px;max-width:46ch;}
.waitlist{margin-top:26px;display:flex;gap:10px;flex-wrap:wrap;max-width:460px;}
.waitlist .field{flex:1;min-width:220px;position:relative;}
.waitlist input{width:100%;padding:14px 16px;border-radius:11px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.07);color:#fff;font-family:inherit;font-size:15px;}
.waitlist input::placeholder{color:rgba(255,255,255,.5);}
.waitlist input:focus{outline:none;border-color:var(--accent);background:rgba(255,255,255,.12);}
.waitlist .err{color:#FCA5A5;font-size:12px;margin-top:7px;display:none;}
.waitlist.invalid .err{display:block;}
.waitlist.invalid input{border-color:#FCA5A5;}
.wl-note{font-size:12px;color:rgba(255,255,255,.55);margin-top:14px;line-height:1.5;max-width:46ch;}
.wl-note a{color:#FDBE93;text-decoration:underline;text-underline-offset:2px;}
.wl-ok{display:none;align-items:center;gap:9px;margin-top:22px;padding:13px 16px;background:rgba(5,150,105,.18);border:1px solid rgba(16,185,129,.4);border-radius:11px;color:#A7F3D0;font-size:14px;font-weight:600;}
.wl-ok svg{width:17px;height:17px;}
.waitlist.done~.wl-ok{display:flex;}
.waitlist.done{display:none;}

/* phone mock placeholder */
.phone-mock{justify-self:center;width:260px;border-radius:34px;background:#000;padding:9px;box-shadow:0 40px 80px -30px rgba(0,0,0,.7);position:relative;}
.phone-mock .pm-scr{border-radius:26px;overflow:hidden;height:520px;position:relative;background:#FBF0EA;}
.phone-mock .pm-shot{width:100%;height:100%;object-fit:cover;object-position:top center;display:block;}
.phone-mock .pm-notch{position:absolute;top:9px;left:50%;transform:translateX(-50%);width:84px;height:20px;background:#000;border-radius:12px;z-index:6;}
.phone-mock .imgph{height:100%;border:none;border-radius:0;background-color:#1c2129;}
.phone-mock .imgph .imgph-tag{position:absolute;bottom:0;}
.pm-badge{position:absolute;bottom:24px;left:50%;transform:translateX(-50%);z-index:7;background:rgba(255,255,255,.14);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.22);border-radius:var(--r-badge);padding:7px 15px;font-size:12px;font-weight:700;color:#fff;letter-spacing:.4px;white-space:nowrap;}

/* ====================== WHY CHOOSE ====================== */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
.why-card{display:flex;flex-direction:column;gap:14px;}
.why-card h3{font-size:17px;font-weight:700;letter-spacing:-.2px;}
.why-card p{font-size:14px;color:var(--grey-600);line-height:1.55;}

/* ====================== STATS ====================== */
.stats{background:var(--dark);color:#fff;
  background-image:
    repeating-linear-gradient(45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px),
    repeating-linear-gradient(-45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px);}
.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.stat{text-align:center;padding:14px 16px;}
.stat .n{font-family:var(--font-mono);font-size:52px;font-weight:700;letter-spacing:-2px;line-height:1;}
.stat .n .u{color:var(--accent);}
.stat .l{font-size:14.5px;color:var(--grey-400);margin-top:12px;}
.stat-note{text-align:center;font-size:12px;color:var(--grey-500);margin-top:34px;font-family:var(--font-mono);letter-spacing:.3px;}
.stats-grid .stat+.stat{border-left:1px solid rgba(255,255,255,.1);}

/* ====================== NEWS ====================== */
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.news-card{overflow:hidden;display:flex;flex-direction:column;transition:transform var(--dur-base),box-shadow var(--dur-base);background:#fff;}
.news-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lift);}
.news-card .imgph{aspect-ratio:16/10;border:none;border-bottom:1px solid var(--grey-200);}
.news-body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:11px;flex:1;}
.news-meta{display:flex;align-items:center;gap:10px;font-size:12px;color:var(--grey-500);}
.news-card h3{font-size:17px;font-weight:700;letter-spacing:-.3px;line-height:1.3;}
.news-card p{font-size:13.5px;color:var(--grey-600);line-height:1.55;flex:1;}
.news-card .learn{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--orange-deep);}
.news-card .learn svg{width:13px;height:13px;}

/* ====================== TESTIMONIALS ====================== */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.testi-card{padding:28px 26px;display:flex;flex-direction:column;gap:18px;}
.testi-card .quote-mk{font-family:Georgia,serif;font-size:48px;line-height:.6;color:var(--orange-soft);height:24px;}
.testi-card .q{font-size:15.5px;line-height:1.6;color:var(--dark);flex:1;}
.testi-who{display:flex;align-items:center;gap:13px;}
.avatar{width:46px;height:46px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;color:#fff;flex-shrink:0;}
.testi-who .nm{display:block;font-size:14.5px;font-weight:700;}
.testi-who .biz{display:block;font-size:12.5px;color:var(--grey-500);margin-top:1px;}

/* ====================== CONTACT STRIP ====================== */
.contact{background:var(--dark);color:#fff;position:relative;overflow:hidden;
  background-image:
    repeating-linear-gradient(45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px),
    repeating-linear-gradient(-45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px);}
.contact::after{content:"";position:absolute;bottom:-140px;left:-60px;width:380px;height:380px;background:radial-gradient(circle,rgba(229,98,30,.22),transparent 68%);}
.contact-in{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center;padding:84px 0;position:relative;}
.contact h2{font-size:34px;font-weight:700;letter-spacing:-.8px;line-height:1.1;}
.contact .ci-rows{display:flex;flex-wrap:wrap;gap:28px;margin-top:26px;}
.ci-row{display:flex;align-items:flex-start;gap:12px;}
.ci-row .ci-ic{width:42px;height:42px;border-radius:11px;background:rgba(255,255,255,.07);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.ci-row .ci-ic svg{width:19px;height:19px;color:#FDBE93;}
.ci-row .cl{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.8px;color:var(--grey-400);}
.ci-row .cv{display:block;font-size:15px;font-weight:600;margin-top:3px;}
.ci-row .cv.big{font-size:20px;font-family:var(--font-mono);letter-spacing:-.4px;}

/* ====================== FOOTER ====================== */
.ftr{background:var(--dark-2);color:var(--grey-400);padding:64px 0 0;}
.ftr-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.08);}
.ftr-brand .brand-txt .nm{color:#fff;}
.ftr-brand p{font-size:13px;line-height:1.6;color:var(--grey-400);margin-top:16px;max-width:34ch;}
.ftr-social{display:flex;gap:9px;margin-top:20px;}
.ftr-social a{width:38px;height:38px;border-radius:9px;background:rgba(255,255,255,.06);display:flex;align-items:center;justify-content:center;transition:background var(--dur-base),color var(--dur-base);color:var(--grey-300);}
.ftr-social a:hover{background:var(--accent);color:#fff;}
.ftr-social svg{width:17px;height:17px;}
.ftr-col h4{font-size:11px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:#fff;margin-bottom:18px;}
.ftr-col a{display:block;font-size:13.5px;color:var(--grey-400);padding:7px 0;transition:color var(--dur-fast);}
.ftr-col a:hover{color:#fff;}
.ftr-compliance{display:flex;gap:14px;flex-wrap:wrap;padding:28px 0;border-bottom:1px solid rgba(255,255,255,.08);}
.comp-item{display:flex;align-items:center;gap:14px;flex:1;min-width:280px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:var(--r-tile);padding:14px 16px;}
.comp-logo{background:#fff;border-radius:9px;object-fit:contain;flex-shrink:0;}
.comp-logo.sq{width:52px;height:52px;padding:5px;}
.comp-logo.wide{width:118px;height:52px;padding:8px 11px;}
.comp-ct{font-size:13.5px;font-weight:700;color:#fff;}
.comp-cd{font-size:11.5px;color:var(--grey-400);margin-top:2px;line-height:1.4;}
.ftr-bottom{padding:26px 0;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;}
.ftr-bottom .lic{font-size:12px;color:var(--grey-500);line-height:1.6;max-width:74ch;}
.ftr-bottom .lic b{color:var(--grey-300);font-weight:600;}
.ftr-legal{display:flex;gap:18px;flex-wrap:wrap;}
.ftr-legal a{font-size:12px;color:var(--grey-400);}
.ftr-legal a:hover{color:#fff;}

/* ====================== STORE BADGES ====================== */
.store-badges{display:flex;gap:10px;flex-wrap:wrap;}
.store-badge{display:inline-flex;align-items:center;gap:10px;background:#000;color:#fff;border:1px solid rgba(255,255,255,.45);border-radius:9px;padding:8px 15px;cursor:pointer;font:inherit;text-align:left;transition:transform var(--dur-base),box-shadow var(--dur-base);}
.store-badge:hover{transform:translateY(-1px);box-shadow:0 10px 24px -10px rgba(0,0,0,.55);}
.store-badge .sb-glyph{display:flex;align-items:center;}
.store-badge .sb-txt{display:flex;flex-direction:column;line-height:1.05;text-align:left;}
.store-badge .sb-sm{font-size:9.5px;letter-spacing:.3px;color:rgba(255,255,255,.85);}
.store-badge .sb-lg{font-size:15px;font-weight:600;letter-spacing:.2px;margin-top:2px;}

/* ====================== OPEN-ACCOUNT SELECTOR ====================== */
.acct-scrim{position:fixed;inset:0;background:rgba(11,15,20,.5);backdrop-filter:blur(3px);z-index:120;display:flex;align-items:center;justify-content:center;padding:24px;opacity:0;visibility:hidden;transition:opacity var(--dur-base);}
.acct-scrim.show{opacity:1;visibility:visible;}
.acct-modal{background:#fff;border-radius:var(--r-modal);max-width:680px;width:100%;max-height:calc(100dvh - 48px);overflow-y:auto;box-shadow:var(--shadow-modal);transform:translateY(12px) scale(.99);transition:transform var(--dur-base);position:relative;}
.acct-scrim.show .acct-modal{transform:none;}
.acct-head{padding:26px 28px 20px;border-bottom:1px solid var(--grey-150);}
.acct-head h2{font-size:23px;font-weight:700;letter-spacing:-.5px;}
.acct-head p{font-size:14px;color:var(--grey-600);margin-top:6px;}
.acct-close{position:absolute;top:18px;right:18px;width:38px;height:38px;border-radius:var(--r-btn);border:1px solid var(--grey-200);background:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;}
.acct-close svg{width:18px;height:18px;}
.acct-grid{display:grid;grid-template-columns:1fr 1fr;}
.acct-opt{padding:26px 28px;display:flex;flex-direction:column;gap:13px;align-items:flex-start;}
.acct-opt+.acct-opt{border-left:1px solid var(--grey-150);}
.acct-opt h3{font-size:17px;font-weight:700;letter-spacing:-.2px;}
.acct-opt p{font-size:13.5px;color:var(--grey-600);line-height:1.55;flex:1;}
.acct-opt .ao-tag{font-family:var(--font-mono);font-size:10.5px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--grey-500);}
.acct-ext{display:inline-flex;align-items:center;gap:8px;}
.acct-note{font-size:11.5px;color:var(--grey-500);line-height:1.45;display:flex;align-items:center;gap:6px;}
.acct-note svg{width:13px;height:13px;flex-shrink:0;}
@media (max-width:640px){
  .acct-grid{grid-template-columns:1fr;}
  .acct-opt+.acct-opt{border-left:none;border-top:1px solid var(--grey-150);}
}

/* ====================== COOKIE BANNER ====================== */
.cookie{position:fixed;left:20px;right:20px;bottom:20px;z-index:80;max-width:var(--shell);margin:0 auto;
  background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);box-shadow:var(--shadow-modal);
  padding:20px 24px;display:flex;align-items:center;gap:24px;
  transform:translateY(140%);opacity:0;transition:transform .4s var(--ease-out),opacity .4s var(--ease-out);}
.cookie.show{transform:translateY(0);opacity:1;}
.cookie .ck-ic{width:44px;height:44px;border-radius:11px;background:var(--orange-tint);color:var(--accent);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.cookie .ck-ic svg{width:22px;height:22px;}
.cookie .ck-txt{flex:1;}
.cookie .ck-txt .t{font-size:14.5px;font-weight:700;color:var(--dark);}
.cookie .ck-txt p{font-size:13px;color:var(--grey-600);line-height:1.55;margin-top:4px;}
.cookie .ck-txt a{color:var(--accent);font-weight:600;text-decoration:underline;text-underline-offset:2px;}
.cookie .ck-actions{display:flex;gap:10px;flex-shrink:0;}

/* ====================== RESPONSIVE ====================== */
/* collapse primary nav to the drawer early enough that single-line items never crowd */
@media (max-width:1120px){
  .nav{display:none;}
  .hamburger{display:flex;}
  .hdr-cta .btn.ghost{display:none;}
}

@media (max-width:1040px){
  .nav{display:none;}
  .hamburger{display:flex;}
  .hdr-cta .btn.ghost{display:none;}
  .prod-grid,.why-grid{grid-template-columns:repeat(2,1fr);}
  .hero.v-split .shell{grid-template-columns:1fr;gap:36px;}
  .hero.v-split h1{font-size:46px;}
  .hero.v-split .hero-media{max-width:480px;}
  .hero.v-editorial .ed-grid{grid-template-columns:1fr;gap:28px;}
  .hero.v-editorial h1{font-size:54px;}
  .hero.v-split .float-card{position:static;left:auto;bottom:auto;margin-top:14px;max-width:none;}
  .hero.v-editorial .ed-media{max-width:none;}
  .hero.v-editorial .imgph{border-radius:var(--r-modal);}
  .hero.v-editorial .ed-stats{position:static;top:auto;right:auto;margin-top:18px;grid-template-columns:repeat(3,1fr);gap:18px;}
  .digital-in{grid-template-columns:1fr;gap:40px;}
  .phone-mock{order:-1;}
  .contact-in{grid-template-columns:1fr;gap:32px;}
}
@media (max-width:880px){
  .news-grid,.testi-grid,.stats-grid{grid-template-columns:1fr;}
  .stats-grid .stat+.stat{border-left:none;border-top:1px solid rgba(255,255,255,.1);}
  .ftr-grid{grid-template-columns:1fr 1fr;gap:32px;}
  .ftr-brand{grid-column:1/-1;}
}
@media (max-width:680px){
  .shell{padding:0 20px;}
  .sec{padding:72px 0;}
  .sec-head{margin-bottom:42px;}
  .btn{min-height:44px;}
  .hero-cta{width:100%;}
  .hero-cta .btn{flex:1 1 auto;}
  .ftr-col a{padding:10px 0;}
  .sec-head h2,.sec-head-row h2,.digital h2,.contact h2{font-size:30px;}
  .prod-grid,.why-grid{grid-template-columns:1fr;}
  .hero.v-split h1{font-size:38px;}
  .hero.v-bleed h1{font-size:40px;}
  .hero.v-editorial h1{font-size:40px;letter-spacing:-1.4px;}
  .hero.v-bleed .hero-stage{min-height:520px;}
  .digital-in{padding:40px 26px;}
  .sec-head-row{flex-direction:column;align-items:flex-start;gap:16px;}
  .stat .n{font-size:44px;}
  .cookie{flex-direction:column;align-items:flex-start;gap:16px;left:12px;right:12px;bottom:12px;padding:18px;}
  .cookie .ck-actions{width:100%;}
  .cookie .ck-actions .btn{flex:1;}
  .trust .shell{gap:10px;}
  .trust-sep{display:none;}
}
@media (max-width:480px){
  .shell{padding:0 16px;}
  .hdr-row{gap:12px;height:64px;}
  .hero.v-split h1{font-size:33px;}
  .hero.v-bleed h1{font-size:33px;}
  .hero.v-editorial h1{font-size:33px;letter-spacing:-1px;}
  .hero.v-bleed .hero-stage{min-height:460px;}
  .sec-head h2,.sec-head-row h2,.digital h2,.contact h2{font-size:26px;}
  .sec{padding:56px 0;}
  .stat .n{font-size:38px;}
  .ftr-grid{grid-template-columns:1fr;}
  .comp-item{flex:1 1 100%;min-width:0;}
  .digital-in{padding:30px 20px;}
  .lic-cbn{width:48px;height:48px;}
  .lic-ndic{width:150px;height:48px;}
  .hero.v-editorial .ed-stats{gap:12px;}
  .hero.v-editorial .ed-stats .es .n{font-size:20px;}
}