/* ============================================================
   Apex Trust MFB - Interior page styles (shared across all sub-pages)
   Loads after tokens.css + home.css (which carry nav, footer, cookie, buttons).
   ============================================================ */

body{background:var(--grey-50);}
main{display:block;}

/* ---------- page banner (title header) ---------- */
.pbanner{background:var(--white);border-bottom:1px solid var(--grey-200);}
.pbanner.dark{background:var(--dark);border-bottom:none;color:#fff;position:relative;overflow:hidden;}
.pbanner.dark::after{content:"";position:absolute;top:-120px;right:-60px;width:380px;height:380px;background:radial-gradient(circle,rgba(229,98,30,.22),transparent 68%);}
.pbanner-in{padding:42px 0 52px;position:relative;}
.crumb{display:flex;align-items:center;gap:8px;font-size:12.5px;color:var(--grey-600);margin-bottom:18px;flex-wrap:wrap;}
.crumb a{color:var(--grey-600);}
.crumb a:hover{color:var(--accent);}
.crumb .sep{color:var(--grey-300);}
.crumb .cur{color:var(--dark);font-weight:600;}
.pbanner.dark .crumb,.pbanner.dark .crumb a{color:var(--grey-400);}
.pbanner.dark .crumb .cur{color:#fff;}
.pbanner h1{font-size:42px;font-weight:700;letter-spacing:-1.2px;line-height:1.06;color:var(--dark);max-width:20ch;}
.pbanner.dark h1{color:#fff;}
.pbanner .lead{font-size:17px;line-height:1.6;color:var(--grey-600);margin-top:16px;max-width:62ch;}
.pbanner.dark .lead{color:rgba(255,255,255,.8);}
.pbanner .cat-badge{margin-bottom:16px;}

/* ---------- generic section in interior pages ---------- */
.psec{padding:64px 0;}
.psec.tint{background:var(--grey-50);}
.psec.white{background:#fff;}
.psec h2{font-size:28px;font-weight:700;letter-spacing:-.6px;color:var(--dark);}
.psec .psec-sub{font-size:15.5px;color:var(--grey-600);line-height:1.6;margin-top:12px;max-width:62ch;}

/* ---------- two-column product layout ---------- */
.prod-layout{display:grid;grid-template-columns:1fr 332px;gap:48px;align-items:start;padding:60px 0 84px;}
.prod-main{min-width:0;display:flex;flex-direction:column;gap:40px;}
.prod-block h2{font-size:22px;font-weight:700;letter-spacing:-.4px;margin-bottom:18px;}
.prod-intro{font-size:17px;line-height:1.7;color:var(--grey-700);}
.prod-intro p+p{margin-top:14px;}

/* key details table */
.kv-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);overflow:hidden;}
.kv-table tr{border-bottom:1px solid var(--grey-150);}
.kv-table tr:last-child{border-bottom:none;}
.kv-table th{text-align:left;font-size:13.5px;font-weight:600;color:var(--grey-600);padding:15px 20px;width:46%;vertical-align:top;}
.kv-table td{padding:15px 20px;font-size:14px;font-weight:600;color:var(--dark);font-family:var(--font-mono);text-align:right;}
.kv-table td.txt{font-family:var(--font-sans);font-weight:600;}
.kv-table tr.hl{background:var(--orange-tint);}
.kv-table tr.hl th,.kv-table tr.hl td{color:var(--orange-deep);}

/* bulleted lists */
.tick-list{display:flex;flex-direction:column;gap:13px;}
.tick-list li{display:flex;align-items:flex-start;gap:12px;font-size:15px;line-height:1.55;color:var(--grey-700);list-style:none;}
.tick-list li .ti{width:24px;height:24px;border-radius:50%;background:var(--green-tint);color:var(--green);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px;}
.tick-list li .ti svg{width:13px;height:13px;}
.doc-list li .ti{background:var(--blue-tint);color:var(--blue);}

/* sidebar */
.prod-side{display:flex;flex-direction:column;gap:18px;position:sticky;top:96px;}
.side-card{background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);padding:24px;}
.side-card .sc-h{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--grey-500);margin-bottom:16px;}
.apply-card{background:var(--dark);color:#fff;border:none;
  background-image:
    repeating-linear-gradient(45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px),
    repeating-linear-gradient(-45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px);}
.apply-card h3{font-size:19px;font-weight:700;letter-spacing:-.3px;}
.apply-card p{font-size:13.5px;color:rgba(255,255,255,.72);line-height:1.55;margin:10px 0 18px;}
.apply-card .btn{width:100%;}
.apply-card .assure{display:flex;align-items:center;gap:8px;font-size:12px;color:rgba(255,255,255,.6);margin-top:14px;}
.apply-card .assure svg{width:15px;height:15px;color:#6EE7B7;flex-shrink:0;}

/* related products strip */
.related li{list-style:none;}
.related a{display:flex;align-items:center;gap:13px;padding:12px;border-radius:var(--r-tile);transition:background var(--dur-fast);}
.related a:hover{background:var(--grey-50);}
.related .ri{width:38px;height:38px;border-radius:9px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.related .ri svg{width:18px;height:18px;}
.related .rn{display:block;font-size:14px;font-weight:600;color:var(--dark);}
.related .rd{display:block;font-size:12px;color:var(--grey-500);margin-top:1px;}

/* ---------- loan calculator ---------- */
.calc{background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-modal);overflow:hidden;box-shadow:var(--shadow-card);}
.calc-grid{display:grid;grid-template-columns:1fr 320px;}
.calc-inputs{padding:32px 34px;border-right:1px solid var(--grey-150);display:flex;flex-direction:column;gap:30px;}
.calc-field .cf-top{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:12px;}
.calc-field label{font-size:14px;font-weight:600;color:var(--dark);}
.calc-field .cf-val{font-family:var(--font-mono);font-size:16px;font-weight:700;color:var(--orange-deep);}
.calc-field input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:3px;background:var(--grey-200);outline:none;}
.calc-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--accent);cursor:pointer;border:3px solid #fff;box-shadow:var(--shadow-orange);}
.calc-field input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--accent);cursor:pointer;border:3px solid #fff;box-shadow:var(--shadow-orange);}
.calc-field .cf-ends{display:flex;justify-content:space-between;font-family:var(--font-mono);font-size:11px;color:var(--grey-500);margin-top:8px;}
.calc-seg{display:flex;gap:8px;flex-wrap:wrap;}
.calc-seg button{flex:1;min-width:64px;padding:11px 8px;border-radius:var(--r-btn);border:1px solid var(--grey-300);background:#fff;font-family:var(--font-mono);font-size:13px;font-weight:600;color:var(--grey-600);cursor:pointer;transition:all var(--dur-base);}
.calc-seg button.on{background:var(--accent);border-color:var(--accent);color:#fff;box-shadow:var(--shadow-orange);}
.calc-out{background:linear-gradient(160deg,var(--dark) 0%,var(--dark-2) 100%);color:#fff;padding:28px 28px;display:flex;flex-direction:column;justify-content:center;gap:6px;position:relative;overflow:hidden;}
.calc-out::after{content:"";position:absolute;top:-90px;right:-70px;width:260px;height:260px;background:radial-gradient(circle,rgba(229,98,30,.26),transparent 65%);pointer-events:none;}
.calc-out>*{position:relative;}
.calc-out .co-lbl{font-size:12px;color:#FDBE93;text-transform:uppercase;letter-spacing:.6px;}
.calc-out .co-big{font-family:var(--font-mono);font-size:clamp(36px,3.4vw,48px);font-weight:700;letter-spacing:-1.5px;line-height:1.1;margin-top:4px;}
.calc-out .co-per{font-size:13px;color:var(--grey-400);font-weight:400;}
.calc-out .co-rows{margin-top:22px;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;display:flex;flex-direction:column;gap:13px;}
.calc-out .co-row{display:flex;justify-content:space-between;align-items:center;font-size:13.5px;}
.calc-out .co-row .l{color:var(--grey-400);}
.calc-out .co-row .v{font-family:var(--font-mono);font-weight:600;}
.calc-method{padding:15px 34px;background:var(--grey-50);border-top:1px solid var(--grey-150);font-size:12.5px;color:var(--grey-600);display:flex;align-items:flex-start;gap:9px;line-height:1.5;}
.calc-method svg{width:15px;height:15px;color:var(--grey-400);flex-shrink:0;margin-top:1px;}
.calc-fallback{padding:30px;text-align:center;}
.calc-fallback p{font-size:15px;color:var(--grey-600);line-height:1.6;max-width:46ch;margin:0 auto;}

/* ---------- team grid (board / management) ---------- */
.team-note{display:flex;align-items:flex-start;gap:11px;padding:14px 16px;background:var(--orange-tint);border:1px solid #FDDBB4;border-radius:var(--r-tile);font-size:13px;line-height:1.5;color:var(--orange-deep);margin-bottom:34px;}
.team-note svg{width:17px;height:17px;flex-shrink:0;margin-top:1px;}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.member{background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);overflow:hidden;transition:transform var(--dur-base),box-shadow var(--dur-base);display:flex;flex-direction:column;}
.member:hover{transform:translateY(-3px);box-shadow:var(--shadow-lift);}
.member .m-photo{aspect-ratio:1/1;border:none;border-bottom:1px solid var(--grey-200);}
.member .m-body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:6px;flex:1;}
.member .m-name{font-size:17px;font-weight:700;letter-spacing:-.2px;}
.member .m-title{font-size:13px;font-weight:600;color:var(--orange-deep);}
.member .m-bio{font-size:13.5px;color:var(--grey-600);line-height:1.55;margin-top:6px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden;}
.member .m-more{margin-top:auto;padding-top:14px;font-size:13px;font-weight:600;color:var(--orange-deep);display:inline-flex;align-items:center;gap:6px;background:none;border:none;cursor:pointer;font-family:inherit;align-self:flex-start;}
.member .m-more svg{width:14px;height:14px;}

/* pending / vacant role card */
.member.pending{border-style:dashed;background:var(--grey-50);}
.member .m-pending-ph{aspect-ratio:1/1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;background:var(--grey-100);border-bottom:1px solid var(--grey-200);color:var(--grey-400);}
.member .m-pending-ph .mp-ic{width:52px;height:52px;border-radius:14px;background:#fff;border:1px solid var(--grey-200);display:flex;align-items:center;justify-content:center;color:var(--grey-400);}
.member .m-pending-ph .mp-ic svg{width:26px;height:26px;}
.gender-avatar{display:flex;align-items:center;justify-content:center;aspect-ratio:1/1;border-bottom:1px solid var(--grey-200);}
.gender-avatar svg{width:44%;height:44%;}
.gender-avatar.g-m{background:#EAF0FA;color:#5877A8;}
.gender-avatar.g-f{background:#FBEADB;color:#C0752E;}
.modal-head .gender-avatar.mh-photo{border-bottom:none;border-radius:14px;}
.modal-head .gender-avatar.mh-photo svg{width:48px;height:48px;}
.member .m-pending-ph span{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.3px;color:var(--grey-500);}
.member .m-title.status{color:var(--grey-500);}

/* member skeleton (loading state) */
.skel{position:relative;overflow:hidden;background:var(--grey-150);border-radius:6px;}
.skel::after{content:"";position:absolute;inset:0;transform:translateX(-100%);background:linear-gradient(90deg,transparent,rgba(255,255,255,.65),transparent);animation:shimmer 1.4s infinite;}
@keyframes shimmer{100%{transform:translateX(100%);}}
.member.loading .m-photo{aspect-ratio:1/1;background:var(--grey-150);}
.sk-line{height:13px;margin-bottom:9px;}

/* empty state (board / reports) */
.empty{text-align:center;padding:64px 32px;background:#fff;border:1px dashed var(--grey-300);border-radius:var(--r-card);}
.empty .e-ic{width:64px;height:64px;border-radius:16px;background:var(--grey-100);color:var(--grey-400);display:flex;align-items:center;justify-content:center;margin:0 auto 20px;}
.empty .e-ic svg{width:30px;height:30px;}
.empty h3{font-size:20px;font-weight:700;color:var(--dark);}
.empty p{font-size:14.5px;color:var(--grey-600);line-height:1.6;max-width:46ch;margin:12px auto 0;}
.empty p a{color:var(--accent);font-weight:600;}

/* member modal */
.modal-scrim{position:fixed;inset:0;background:rgba(11,15,20,.5);backdrop-filter:blur(3px);z-index:120;display:flex;align-items:center;justify-content:center;padding:24px;opacity:0;visibility:hidden;transition:opacity var(--dur-base);}
.modal-scrim.show{opacity:1;visibility:visible;}
.modal{background:#fff;border-radius:var(--r-modal);max-width:560px;width:100%;max-height:88vh;overflow-y:auto;box-shadow:var(--shadow-modal);transform:translateY(12px) scale(.98);transition:transform var(--dur-base);}
.modal-scrim.show .modal{transform:none;}
.modal-head{display:flex;gap:18px;padding:26px 26px 0;}
.modal-head .mh-photo{width:88px;height:88px;border-radius:14px;flex-shrink:0;border:none;}
.modal-head .mh-name{font-size:22px;font-weight:700;letter-spacing:-.4px;}
.modal-head .mh-title{font-size:14px;font-weight:600;color:var(--orange-deep);margin-top:3px;}
.modal-close{position:absolute;top:18px;right:18px;width:38px;height:38px;border-radius:var(--r-btn);border:1px solid var(--grey-200);background:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;}
.modal-close svg{width:18px;height:18px;}
.modal-body{padding:22px 26px 28px;font-size:14.5px;line-height:1.7;color:var(--grey-700);}
.modal-body p+p{margin-top:14px;}

/* ---------- financial reports list ---------- */
.reports{display:flex;flex-direction:column;gap:12px;}
.report-row{display:flex;align-items:center;gap:18px;background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);padding:18px 22px;transition:border-color var(--dur-base),box-shadow var(--dur-base);}
.report-row:hover{border-color:var(--grey-300);box-shadow:var(--shadow-card);}
.report-row .rr-ic{width:46px;height:46px;border-radius:11px;background:var(--red-tint);color:var(--red);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.report-row .rr-ic svg{width:22px;height:22px;}
.report-row .rr-main{flex:1;min-width:0;}
.report-row .rr-name{font-size:16px;font-weight:700;letter-spacing:-.2px;}
.report-row .rr-meta{font-size:12.5px;color:var(--grey-500);margin-top:3px;display:flex;gap:12px;flex-wrap:wrap;}
.report-row .rr-meta .mono{color:var(--grey-600);}
.report-row .rr-year{font-family:var(--font-mono);font-size:13px;font-weight:700;color:var(--grey-400);}

/* year filter pills */
.filter-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:26px;}
.pill{padding:8px 16px;border-radius:var(--r-badge);border:1px solid var(--grey-300);background:#fff;font-size:13px;font-weight:600;color:var(--grey-600);cursor:pointer;transition:all var(--dur-base);font-family:inherit;}
.pill.on{background:var(--dark);border-color:var(--dark);color:#fff;}

/* ---------- news listing ---------- */
.news-toolbar{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-bottom:30px;}
.search-box{position:relative;flex:1;min-width:240px;}
.search-box input{width:100%;padding:13px 16px 13px 44px;border:1px solid var(--grey-300);border-radius:11px;font-family:inherit;font-size:14.5px;background:#fff;}
.search-box input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(229,98,30,.12);}
.search-box svg{position:absolute;left:15px;top:50%;transform:translateY(-50%);width:18px;height:18px;color:var(--grey-400);}
.cat-filter{display:flex;gap:8px;flex-wrap:wrap;}
.news-list-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.news-empty{grid-column:1/-1;text-align:center;padding:50px;color:var(--grey-500);font-size:15px;}
.pager{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:48px;}
.pager button{min-width:42px;height:42px;padding:0 12px;border-radius:var(--r-btn);border:1px solid var(--grey-300);background:#fff;font-family:inherit;font-size:14px;font-weight:600;color:var(--grey-600);cursor:pointer;transition:all var(--dur-base);display:inline-flex;align-items:center;justify-content:center;}
.pager button.on{background:var(--accent);border-color:var(--accent);color:#fff;}
.pager button:disabled{opacity:.4;cursor:not-allowed;}
.pager button svg{width:16px;height:16px;}

/* ---------- contact page ---------- */
.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;padding:52px 0 72px;}
.contact-info{display:flex;flex-direction:column;gap:14px;}
.cinfo-card{display:flex;gap:15px;background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);padding:20px 22px;}
.cinfo-card .cc-ic{width:46px;height:46px;border-radius:11px;background:var(--orange-tint);color:var(--accent);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.cinfo-card .cc-ic svg{width:22px;height:22px;}
.cinfo-card .cl{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.6px;color:var(--grey-500);}
.cinfo-card .cv{display:block;font-size:16px;font-weight:600;color:var(--dark);margin-top:4px;line-height:1.4;}
.cinfo-card .cv.big{font-size:22px;font-family:var(--font-mono);letter-spacing:-.5px;}
.cinfo-card .cv a{color:var(--dark);}
.cinfo-card .cv a:hover{color:var(--accent);}
.map-ph{margin-top:6px;aspect-ratio:16/9;border-radius:var(--r-card);}
.map-ph .imgph-tag{font-size:11px;}

/* form */
.form-card{background:#fff;border:1px solid var(--grey-200);border-radius:var(--r-card);padding:30px 32px;}
.form-card h2{font-size:24px;font-weight:700;letter-spacing:-.5px;margin-bottom:6px;}
.form-card .fc-sub{font-size:14px;color:var(--grey-600);margin-bottom:24px;}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.field-group{display:flex;flex-direction:column;gap:7px;margin-bottom:18px;}
.field-group.full{grid-column:1/-1;}
.field-group label{font-size:13px;font-weight:600;color:var(--dark);}
.field-group label .req{color:var(--red);}
.field-group input,.field-group select,.field-group textarea{padding:12px 14px;border:1px solid var(--grey-300);border-radius:var(--r-input);font-family:inherit;font-size:14.5px;background:#fff;color:var(--dark);width:100%;}
.field-group textarea{resize:vertical;min-height:120px;}
.field-group input:focus,.field-group select:focus,.field-group textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(229,98,30,.12);}
.field-group.err input,.field-group.err select,.field-group.err textarea{border-color:var(--red);}
.field-group .fe{font-size:12px;color:var(--red);display:none;}
.field-group.err .fe{display:block;}
.data-notice{display:flex;gap:11px;padding:14px 16px;background:var(--blue-tint);border:1px solid #BFDBFE;border-radius:var(--r-tile);font-size:12.5px;line-height:1.55;color:#1E3A8A;margin:6px 0 20px;}
.data-notice svg{width:17px;height:17px;flex-shrink:0;margin-top:1px;}
.data-notice a{font-weight:600;text-decoration:underline;text-underline-offset:2px;}
.form-ok{display:none;flex-direction:column;align-items:center;text-align:center;padding:30px 20px;}
.form-ok.show{display:flex;}
.form-ok .ok-ic{width:60px;height:60px;border-radius:50%;background:var(--green-tint);color:var(--green);display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.form-ok .ok-ic svg{width:30px;height:30px;}
.form-ok h3{font-size:21px;font-weight:700;}
.form-ok p{font-size:14.5px;color:var(--grey-600);margin-top:8px;line-height:1.6;max-width:38ch;}
.form-wrap.sent .form-fields{display:none;}

/* ---------- legal text page ---------- */
.legal-layout{display:grid;grid-template-columns:240px 1fr;gap:56px;align-items:start;padding:52px 0 80px;}
.legal-toc{position:sticky;top:96px;}
.legal-toc .toc-h{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--grey-500);margin-bottom:14px;}
.legal-toc a{display:block;font-size:13.5px;color:var(--grey-600);padding:7px 0 7px 14px;border-left:2px solid var(--grey-200);transition:all var(--dur-fast);}
.legal-toc a:hover{color:var(--accent);border-left-color:var(--accent);}
.legal-body{max-width:68ch;}
.legal-body .updated{font-size:13px;color:var(--grey-500);font-family:var(--font-mono);margin-bottom:28px;padding-bottom:20px;border-bottom:1px solid var(--grey-200);}
.legal-body h2{font-size:23px;font-weight:700;letter-spacing:-.4px;color:var(--dark);margin:40px 0 14px;scroll-margin-top:96px;}
.legal-body h2:first-of-type{margin-top:0;}
.legal-body p{font-size:15.5px;line-height:1.75;color:var(--grey-700);margin-bottom:16px;}
.legal-body ul{margin:0 0 16px 20px;}
.legal-body li{font-size:15.5px;line-height:1.7;color:var(--grey-700);margin-bottom:8px;}
.legal-body a{color:var(--accent);text-decoration:underline;text-underline-offset:2px;}

/* ---------- CTA band (reused) ---------- */
.cta-band{background:var(--dark);color:#fff;border-radius:var(--r-modal);padding:48px 52px;display:flex;align-items:center;justify-content:space-between;gap:32px;position:relative;overflow:hidden;
  background-image:
    repeating-linear-gradient(45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px),
    repeating-linear-gradient(-45deg,rgba(255,255,255,.028) 0 1px,transparent 1px 26px);}
.cta-band::after{content:"";position:absolute;top:-100px;right:-60px;width:340px;height:340px;background:radial-gradient(circle,rgba(229,98,30,.25),transparent 66%);}
.cta-band .cb-l{position:relative;}
.cta-band h2{font-size:30px;font-weight:700;letter-spacing:-.7px;color:#fff;}
.cta-band p{font-size:15.5px;color:rgba(255,255,255,.76);margin-top:12px;max-width:52ch;line-height:1.6;}
.cta-band .cb-actions{display:flex;gap:12px;flex-shrink:0;position:relative;flex-wrap:wrap;}

/* ---------- unified motion (Phase 4 / C10, baked in Jul 1 2026) ----------
   reveal.js tags candidates with .u-anim, so no-JS, print and reduced-motion
   users always see content regardless. */
@media (prefers-reduced-motion:no-preference){
  .u-anim{opacity:0;transform:translateY(18px);transition:opacity .55s var(--ease-out),transform .55s var(--ease-out);}
  .u-anim.u-in{opacity:1;transform:none;}
}
@media print{
  .u-anim{opacity:1 !important;transform:none !important;transition:none !important;}
}

/* ---------- responsive ---------- */
@media (max-width:1040px){
  .prod-layout,.contact-layout{grid-template-columns:1fr;gap:36px;}
  .prod-side{position:static;flex-direction:row;flex-wrap:wrap;}
  .prod-side>*{flex:1;min-width:260px;}
  .calc-grid{grid-template-columns:1fr;}
  .calc-inputs{border-right:none;border-bottom:1px solid var(--grey-150);}
  .team-grid,.news-list-grid{grid-template-columns:repeat(2,1fr);}
  .legal-layout{grid-template-columns:1fr;gap:28px;}
  .legal-toc{position:static;display:flex;gap:8px;flex-wrap:wrap;}
  .legal-toc a{border-left:none;border:1px solid var(--grey-200);border-radius:var(--r-badge);padding:7px 14px;}
}
@media (max-width:680px){
  .pbanner h1{font-size:32px;}
  .psec{padding:48px 0;}
  .calc-seg button{min-height:44px;}
  .pill{min-height:40px;}
  .pager button{min-width:44px;height:44px;}
  .calc-field input[type=range]{height:8px;}
  .calc-field input[type=range]::-webkit-slider-thumb{width:28px;height:28px;}
  .calc-field input[type=range]::-moz-range-thumb{width:24px;height:24px;}
  .team-grid,.news-list-grid,.form-grid{grid-template-columns:1fr;}
  .cta-band{flex-direction:column;align-items:flex-start;padding:32px 26px;}
  .cta-band .cb-actions{width:100%;}
  .cta-band .cb-actions .btn{flex:1;}
  .calc-out .co-big{font-size:34px;}
  .report-row{flex-wrap:wrap;}
}
@media (max-width:480px){
  .pbanner h1{font-size:28px;}
  .pbanner-in{padding:32px 0 40px;}
  .psec{padding:40px 0;}
  .kv-table th,.kv-table td{padding:12px 14px;font-size:13px;}
  .side-card{padding:20px;}
  .form-card{padding:24px 20px;}
  .report-row{gap:12px;padding:16px 18px;}
  .report-row .rr-year{width:100%;order:3;}
}